The Alameda Aero Club carries insurance for member pilots, passengers, and planes through CV STARR. / Bramar Associates Insurance Services, Inc. Here are the main elements of the policy:
Usage: Instruction and rental (for non-commercial purposes)
Liability Limit:
$1,000,000 Combined single limit of bodily injury and property damage including passengers. Passenger liability limits to $100,000 per passenger seat.
Student / Renter Liability limits:
$1,000,000 Combined single limit of bodily injury and property damage including passengers. Passenger liability limits to $100,000 per passenger seat.
Hull Coverage and Deductible:
Ground and Flight Coverage with deductibles of $250 while not in motion and $1,000 while in motion, each and every loss. Full hull loss details described in schedules available at clubhouse or from the Board.
Note: members are individually generally responsible for only $500 of this deductible under club rules (see the club bylaws for exceptions and caveats).
Medical:
$3,000 any one person, including crew.
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